Archer

Guys -

Not exactly "Mopar" related, but well, sorta. Guess most of us with vintage Mopars have them insured with one of those classic car companies. Was thinking about getting a 70's era car as a daily driver. The regular insurance companies won't touch a car that out and the classic guys seem to want proof that the car isn't a daily driver.

So any way of LEGALLY getting a vintage car insured as a daily?
Tks

Archer

1966sportfury

what about broadform insurance. where you are coverd on any car you drive.

72RDRNR

I have mine on my regular policy but have a stated value, so no suprises if something ever happens. I have no milage limit and I could drive it everyday if I wanted. For a couple of old cars I think I pay $25-30/month and that is with values of 12K and 20K.

Archer

fury -

Who offers braodform insurance? Never heard of it???

72 -

Who are you using??? My regular company and the ones I've used in the past won't go older than the mid 80's.

Thanks

Archer

1966sportfury

i know the bigger companys like progressive, all state. dont carry broadform but usually the small companys will. a policy threw orion, viking, (theses are insurers not agents) has broad form when i had broad form it was 50 a month my dad pays 37 a month. its just liabillity. but it will keep from getting a ticket.

72RDRNR

I have mine with American Family now. Prior to that I was with State Farm and they covered them also.

Archer

Guys -

Thanks for the info, gonna look into it! Right now my daily driver is a 98 Sebring, and while I kinda like it, still rather go with something "more familiar" ...

Archer.

67gtxclone

My 67 GTX clone is covered by Farmer's insurance. Currently, I have the minimum legal as it is not on the road yet. Once on the road (nexy week!!!) I am going with a stated value policy where I can drive up to 6,000 miles a year and no restrictions on "prades and car club eventsonly" through America Insurance Corp. I told them what I wanted and they want and shopped for me to get the right policy for only $400 a year.

mopardrt

My car is insured as a daily driver through State Farm but its only worth 6000.00 if its destroyed but its ok cuz i dont have 6000 into it

MReeves

A little off the subject, but not really. We insure our race cars with K & K. They are covered everywhere except going down the racetrack... At home in the garage, or in the trailer, at the track or going down the road. You chose the dollar value of the car. Also the engine is another separate value... I also have my tools, tool boxes, generator and golf cart covered. Either in the garage or in the trailer... This coverage costs app $50.00 per $1,000. Only problem is they have a $1,000 min. But with the Barracuda and Drag Pak cars we more than meet the min....

MrOldart2U

I have my '77 Newport insured thru Geico... did it all on-line, of course no stated value policy just the liability that the state requires, runs about 50.00 / month, and would be a tad cheaper if I would do a 6-month or 12 month pay plan.

and mopardrt you may think its ok to have less in the vehicle than insured for , but the question is, can you buy another for that value, in the same or better shape than what you have? It's the REPLACEMENT cost you have to really think about, and as we all know Mopars aren't getting any cheaper, to build or to buy....

Commando

I also use USAA, I got it on all my vehicles, pretty cheap too I think about 300 a year for the Cordoba as I say I won't drive it too much. Also save money on registration as I have it down as historic in NJ

Archer

Mroldart -

Well that's really annoying ... Gieco flat out told me "no". Excuse me, gotta go strangle a gecko ...

Tks

Archer

72RDRNR

That is very good advice, always think about what it would take to replace it. I have no where near what mine is insured for but if I ever needed to replace it with something comparable then the extra money is usefull. For me it wasn't that much more per month to up my value.